Case Study: David and Helen
David retired from a career as a respected professional to enjoy a comfortable retirement on the superannuation earned during his working life. He was delighted to reconnect with Helen, who he had known many years ago, and their relationship brightened his hopes for his later years.
David soon found out that Helen had a bit of a gambling problem and he assisted her out of a tight spot financially. However, she had got help and sorted herself out so they continued to plan for a future together.
They moved to Tasmania and bought a house outright. With no mortgage, they settled down to enjoy a carefree retirement.
However, Helen had a gambling addiction involving poker machines. She funded it with money intended for bills and by forging David’s signature to fraudulently mortgage their home. Helen hid this from David by telling the neighbours and local business people that he was developing dementia and so they should only deal with her.
David first became aware of the problem when bailiffs came to repossess his home. Although it should have been possible to establish that David was the victim of fraud, he had no money to pay a lawyer and Helen had disappeared.
David lost his home, his retirement savings, his dream of a life partner and his reputation in the community. He is now living off the age pension in rented accommodation and is painstakingly repaying the debts run up by Helen. He feels deeply distressed and anxious. The extreme stress he is experiencing is likely to impact his physical health and he is less able to afford quality health care. He has withdrawn from social involvement in his community and plans to move interstate once he has repaid Helen’s debts.